Your money grew this month, Mia! You need just ₱110 more for your stuffed bear. Keep it up!
Kuya Nico, 9
Month 6 of 12 · Growing Saver
Savings Jar
₱1,840
Halfway through!
Goal: New sneakers
Ali says:
Six months in and your jar is growing. You are getting closer to those sneakers. No withdrawals this month? That was smart thinking.
Ate Bea, 13
Month 9 of 12 · Smart Saver
Savings Jar
₱4,320
Credit paid off!
Goal: Tablet fund
Ali says:
You paid off your credit and your savings are growing again. That was not easy, but you did it. Three months left, Bea. Finish strong.
Money lessons should happen before money becomes a problem.
"Anak, nagastos na yung pera mo."
Maybe you've heard it before.
Then
Your pamasko came in. Your birthday money.
You were told, "Akin na muna. Itatabi ko."
Then somehow, it was gone.
Now
Years later, you became the parent.
An electric bill came. Your child's money was right there.
So you used it, planning to put it back.
That's real life.
The problem is when your child never gets to understand what happened to their money.
Alikansya gives it a place to be seen, tracked, and talked about.
So children learn what to do with their money, with you right beside them.
Alikansya is not a bank. You keep the real money, and Alikansya is your family's shared money tracker for it, with no account to open, no card, and no money inside the app.
How It Works
A simple money-learning routine for your family.
The app tracks the journey. Your family creates the learning.
1
Create your family account
Sign up as a parent and add your children with their names and ages. The app sets age-appropriate rules automatically.
2
Record real money
When your child receives money, record it in Alikansya while the parent keeps the physical cash.
3
Choose a goal
Help your child choose something meaningful to save for and track their progress toward it.
4
Practice decisions together
Children can make savings requests and learn about borrowing and repayment through parent-guided rules and conversations.
No app store needed
Add it from your browser.
It sits on your home screen and opens like any other app.
Every feature is included.
Nothing locked, and no in-app purchases for your child to tap.
Always up to date.
No updates to download, on your phone, tablet, or computer.
Needs an internet connection.
Features
More than tracking money.
Real-world decisions become opportunities for conversation, with parents guiding every step.
Real Money Tracking
Every peso your child receives goes into their visible jar. You hold the cash, the app tracks it with full transparency.
Interest and Growth
Children earn interest as a savings reward that you fund, at a rate you choose. Before you begin, the app shows exactly how many pesos each month will cost you.
Parent Conversation Guides
Use simple prompts connected to your child’s money activity to start warm, practical conversations.
Parent Guidance
Parents approve deposits, withdrawals, borrowing, and repayments, helping children practice choices with support.
Savings Goals
Kids set their own goal and watch their progress every month. A new toy. A school bag. Something worth saving for.
Borrowing and Repayment
Practice responsibility through a structured, parent-guided borrowing and repayment routine.
Ali, Their Savings Coach
Friendly, age-appropriate guidance helps make each child’s money journey feel clear and encouraging.
Multiple Children
Parents can add children to the family account, each with their own money journey and goals.
Meet Ali
Your kids' savings coach. Built by parents.
Ali
Your kids' savings coach
Cheerful and specific
Ali does not say "Good job!" and leave it at that. She tells your child exactly what they did well and what it means for their goal. Every month, a message worth reading.
Age-appropriate, always
Ali speaks differently to a 6-year-old saving for a stuffed toy and a 13-year-old paying back credit. The lesson is always right for the child receiving it.
Built by parents, safe for kids
Ali was designed by parents who thought carefully about what they want said to their children about money. She encourages. She never shames.
Ali is not a chatbot
Ali does not take questions or have open conversations with your child. She only speaks when your child takes an action: a withdrawal request, new credit, a new goal. Every word she says stays within boundaries set by the parents who built her.
Ali to a 6-year-old after a good month:
"Your jar grew this month, Mia! You are getting so close to your stuffed bear. One more month of not spending and it is yours!"
Ali to a 13-year-old after taking credit:
"You took credit this month, Bea. That took courage to decide. Now the real work starts. Your repayments will come out every month until it is cleared. You can do this."
Simulator
Every goal starts with something your child wants to work toward.
Pick a scenario to see how a savings goal, borrowing, and repayment can become part of a child’s money journey.
Final Savings
-
Total Growth
-
Month-by-Month Log, with Ali's coaching
Year-End Report
A child’s money journey, made visible.
A shared record helps families look back on saving, goals, and the money decisions they practiced together.
Year-End Report
Example
Mika's Savings Journey
Age 9
Balance Overview
Starting Balance₱1,000.00
Final Balance₱1,811.50
Starting balance + deposits + interest − withdrawals − credit repaid − late fees = final balance.
Interest here is a parent-funded savings reward, shown at 1.5% a month in this example. You choose the rate when you set up your child.
Balance by Cycle
C1C2C3C4C5C6C7C8C9C10C11C12
Savings at the end of each cycle. The tallest bar is ₱2,045.23.
Credit Summary
Total Borrowed₱200.00
Total Repaid₱200.00
Outstanding₱0.00
Reward Points40
Goals
1 of 2 reached · 1 given in real life
GivenRubber shoes₱1,200.00
SavingArt set₱3,000.00
When a goal is reached, mark it Given once you've handed over the money or bought the item. You can deduct the amount from your child's savings in the same step, or mark it as a gift.
What happened
12 of 12 cycles completed
3 deposits · ₱2,000.00 added
1 withdrawal · ₱1,200.00 taken out
2 goals created · 1 reached · 1 given
1 time borrowed · 4 repayments made · ₱200.00 paid back
Ends with ₱1,811.50 in savings and ₱0.00 still owed
Next goal: Art set
Mika put money aside, reached a goal, and paid back the credit on time. These are the choices worth talking about together.
What's next?
The loop keeps going when you do. Sit down together and pick the next thing worth saving for.
You saved ₱2,000.00, reached one of your goals, and paid back your credit on time, Mika. You earned ₱211.50 in interest along the way. Great job!
Alikansya · A little help raising money-smart kids.
Built by parents who believe learning starts at home.
Alikansya is created by Je and Cams, a husband-and-wife team building products for families and small businesses. We built it as a little help for parents who want to raise children who understand money, responsibility, and the value of waiting for something worthwhile.
It is not a replacement for parenting. It is a simple, practical tool for creating money conversations at home.
You keep the real money. Alikansya and the Alikansya Card never hold or move it.
Join the waitlist to get our pre-launch offer. Pricing will be announced after our Founding Family beta.
Affiliate Program
Help another family raise money-smart kids.
10%
Non-user affiliate
For people sharing Alikansya with other families.
20%
User Affiliate
For Alikansya families sharing firsthand product experience.
Selected founding advocates may qualify for up to 25%, subject to eligibility and campaign terms. Commissions are calculated on eligible product prices, excluding shipping.
01
Apply to share Alikansya with other parents.
02
Use your referral link to share a product you believe in.
03
Earn from eligible purchases made through your referral.
Program principles
Self-purchases and household self-referrals are excluded. Payout and refund rules are shared with approved affiliates.
No. Alikansya is a family money tracker and learning system. It does not hold, transfer, or move your family’s physical money. Parents remain responsible for holding and managing the actual money.
We built Alikansya as a web app you add to your home screen, so there's nothing to search for or update. It opens full screen like a regular app and works on iPhone, Android, tablets, and computers with an internet connection. Every feature is included, with no in-app purchases for your child to tap. This also lets us improve Alikansya quickly with our Founding Families, and every family always has the latest version.
To add it: on iPhone, open it in Safari, tap Share, then Add to Home Screen. On Android, open it in Chrome, tap the menu, then Install app or Add to Home screen.
We have not announced pricing yet. We will share pricing and exactly what access includes after our Founding Family beta. Joining the waitlist is free.
Yes. The kit's printables, such as the Goal Cards and the Alikansya Cycle Board, are designed to be useful on their own, away from the screen.
Alikansya tracks real money held by the parent. When a child reaches a savings goal, the parent is responsible for fulfilling it in the real world.
Yes. One family account supports all your children, each with their own profile and savings goals.
Alikansya is designed primarily for children in the early school years through early teens, with guidance adapted to different age groups.
That is ₱83 a month. Less than one Grab ride. Less than one Jollibee family meal. And unlike a meal, the lesson your child learns from using Alikansya for 12 months stays with them for life. The question is not whether ₱999 is expensive. The question is what it costs to do nothing for another year.
You can. But will your child see it? Will it talk to them, celebrate when their savings grow, or coach them when they want to withdraw? Alikansya is not a spreadsheet for you. It is a system for your child. A spreadsheet you check alone. Alikansya is something you run together.
The bank keeps the money. Alikansya teaches the lesson. A real bank account does not explain interest to a 7-year-old, does not let your child request a withdrawal with a reason, and does not give them a savings coach named Ali. The bank is where money lives. Alikansya is where money is understood.
Alikansya is not a real bank and is not regulated by BSP. You are the bank. The app tracks what you and your child agree the balance is. No actual money is held inside the app. This means no financial risk, no regulatory complexity, and no minimum balance. You stay in full control of the money at all times.
Yes. And most Filipino parents have been saying that for years. The intention is always there. The system never gets built. Alikansya is not a replacement for your parenting. It is the structure that makes the intention real. The conversations you want to have about money become easier when both you and your child can see the same numbers.
Alikansya is designed to be used once a month, not every day. Run Month takes about 30 minutes. Your child sees their balance grow, Ali gives them a message, and you both move on. If you do it 12 times in a year that is 12 conversations about money your child would not have had otherwise. That is the whole point.
Not necessarily. Younger kids can simply sit with you when you run the month. They see their jar fill up, hear Ali's message, and that is the whole lesson. For older kids with their own device, they can log in anytime using their family code and PIN to check their balance, set goals, or submit requests. Alikansya works on any phone, tablet, or computer browser so if your child has access to any device in your home, they can use it. No separate account or download needed.
Yes, the interest comes from you. You are the bank, remember? When your child earns ₱15 in interest this month, you are the one paying it. But think about what you are buying with that ₱15. A child who watched their money grow, asked why, and learned how interest works before they turn 10. Most parents spend more than that on snacks that are gone in five minutes.
Not exactly. Ali does not give financial lessons or explain money theory. What Ali does is show up every month with a message that is personal to your child. Celebrating when their savings grew. Encouraging them when they want to withdraw. Cheering them on when they hit a goal. The teaching happens through the experience itself. Your child learns what interest feels like by watching their balance grow. They learn what borrowing costs by paying it back. Ali just makes that experience feel like it has a friend in it.
Junior bank accounts are great for storing money. Alikansya is for teaching money. A junior account does not let your child request a withdrawal with a reason, does not have a savings coach, and does not generate a Year-End Report showing your child's full journey. In Alikansya, interest is a savings reward that you fund. You choose the rate when you set up your child, and the app shows how much it will cost you each month. Junior banks hold money. Alikansya builds the habit of thinking about money. They are not the same thing and the best families actually use both.
Junior bank accounts are great for storing money. Alikansya is for teaching money. A junior bank account does not let your child request a withdrawal with a reason, does not have a savings coach, and does not generate a Year-End Report showing your child's full journey. In Alikansya, interest is a savings reward that you fund. You choose the rate when you set up your child, and the app shows how much it will cost you each month. Junior banks hold money. Alikansya builds the habit of thinking about money. They are not the same thing and the best families actually use both.
The money lessons they learn today can stay with them for life.
You do not need to be a financial expert to start teaching your child about money.
Start with a small goal. Have a conversation. Practice one good decision at a time.
Give your child a little help becoming money-smart.
